Dear Members and Partners,

This Presidents’ Day, we pause to honor the leaders who have shaped our nation through vision, courage, and service.

Leadership is not only defined in moments of history — it is reflected every day in the commitment of professionals like you to improving access, affordability, and understanding of healthcare and voluntary benefits. At the Health & Voluntary Benefits Association, we see that leadership in action across our industry: in innovative plan design, in advocacy efforts, in employer education, and in the dedication to supporting American workers and their families.

As we reflect on the values of service and responsibility that Presidents Day represents, we are reminded that our collective work strengthens communities and helps individuals prepare for life’s unexpected moments. Together, we continue to build a more resilient and informed benefits landscape.

In the months ahead, HVBA remains focused on:

• Advancing innovation, access, and affordability
• Providing education and insights to employers and advisors
• Supporting innovation in voluntary and supplemental benefits
• Strengthening collaboration across our industry

Thank you for your continued partnership and leadership. We are proud to serve this community and look forward to the progress we will make together in the year ahead.

Wishing you a meaningful Presidents’ Day.

Sincerely,
The Health & Voluntary Benefits Association